PLEASE READ THIS INFORMATION CAREFULLY.


BY CLICKING THE "I AGREE" BUTTON, YOU AGREE THAT YOU HAVE READ AND AGREE TO
(1) THE E-SIGN DISCLOSURE AND CONSENT NOTICE, (2) ADDITIONAL TERMS AND CONDITIONS AND (3) NOTICES BELOW.


Table of Contents

1. E-SIGN Disclosure and Consent Notice
2. Additional Terms and Conditions
3. Notices


E-SIGN DISCLOSURE AND CONSENT NOTICE

This E-Sign Disclosure and Consent Notice ("Notice") applies to all Communications, as defined below, with Pressler, Felt & Warshaw LLP ("PFW" or "We"). Under this Notice, Communications You receive in electronic form from Us on Our websites or by email will be considered "in writing." You should print or download for your records a copy of this disclosure and any other Communication that is important to You.

The words "we," "us," and "our" refer to PFW, with whom Your PFW File is placed for collection. The words "You" and "Your" refer to the particular person consenting to the terms of this Notice. By using PFW electronic services, website, online services, mobile applications and mobile websites ("Electronic Services") You consent to receive electronically all Communications, as defined below, and this Notice. By giving Your consent You are confirming that You have access to the necessary hardware and software requirements identified below. You must review and agree to the terms of these services. If You choose not to consent to this Notice or You withdraw Your consent, You will be restricted from using Electronic Services.

Communications Covered by this Notice

The term "Communications" includes, but is not limited to, disclosures and correspondence We provide to You regarding Electronic Services such as: (i) terms and conditions, privacy statement or notices and any changes thereto; (ii) pre-payment disclosures, transaction receipts and confirmations; and (iii) other communications (for example, and not by way of limitation, claims of error and payment authorization and payment-related communications).

Methods of Providing Communications

We may provide Communications to You by email to the primary email address designated by You or by making them accessible on the PFW websites, mobile applications, or mobile websites (for example, and not by way of limitation, via "hyperlinks" provided online and in e-mails). Communications will be provided online and viewable using browser software or PDF files. You warrant and represent that any email address provided by You is your personal, private and password protected email account address. You consent to receive personal and confidential Communications at that email address if We choose to send communications to You by email. You agree not to provide an email address that is not private and can be accessed by others.

How to Withdraw Your Consent

You have the right to withdraw Your consent at any time. You may withdraw Your consent to receive Communications under this Notice by writing to Us at "Attn: E-Sign Disclosure and Consent Notice, Pressler, Felt & Warshaw LLP, 7 Entin Rd Parsippany, NJ 07054" or by sending an email that identifies Your name, address and PFW file number, to cancelpayment@pfwattorneys.com. Your withdrawal of consent will cancel Your agreement to receive electronic Communications, and therefore, Your ability to use Our Electronic Services. Please allow for at least 1 business day to process Your request.

Hardware and Software Requirements

*A computer, mobile, tablet or similar device with internet access and current browser software and computer software that is capable of receiving, accessing, displaying, and either printing or storing Communications received from us in electronic form;

*Sufficient storage space to save Communications (whether presented online, in e-mails or PDF) or the ability to print Communications.

*A browser with TLS 1.2 supported and enabled.

Requesting Paper Copies of Electronic Communications

If, after You consent to receive Communications electronically, You would like a paper copy of a Communication PFW previously sent to You, You may request a copy by writing to "Attn: E-Sign Disclosure and Consent Notice, Pressler, Felt & Warshaw LLP, 7 Entin Rd Parsippany, NJ 07054" and PFW will send Your paper copy to You by U.S. mail. In order for PFW to send paper copies to You, You must have a current mailing address on file with PFW so We can process Your request. PFW will not charge You a fee for such copy.

Updating your Contact Information

It is Your responsibility to keep Your primary email address current so that We can communicate with You electronically. You understand and agree that if PFW sends You a Communication but You do not receive it because Your primary email address on file is incorrect, out of date, blocked by Your service provider, or You are otherwise unable to receive electronic Communications, PFW will be deemed to have provided the Communication to You; however, We may deem your PFW File "inactive". You may not be able to transact using Our Electronic Services until We receive a valid, working primary email address from You.

If You use a spam filter or similar software that blocks or re-routes emails from senders not listed in your email address book, We recommend that You add PFW to Your email address book so that You can receive Communications by e-mail.

You can update Your primary email address or other information by writing to us at "Attn: E-Sign Disclosure and Consent Notice, Pressler, Felt & Warshaw LLP, 7 Entin Rd Parsippany, NJ 07054."

Federal Law

You acknowledge and agree that Your consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act (the "Act"), and that You and We both intend that the Act apply to the fullest extent possible to validate Our ability to conduct business with You by electronic means.

Termination/Changes

We reserve the right, in Our sole discretion, to discontinue the provision of Your Communications, or to terminate or change the terms and conditions on which We provide Communications. We will provide You with notice of any such termination or change as required by law.



ADDITIONAL TERMS AND CONDITIONS

By accessing or using PFW Electronic Services You agree to be bound by these terms and conditions. If You do not agree to be bound by the terms and conditions of use please immediately exit the Electronic Services now by clicking do not approve. By accessing or using the Electronic Services, You hereby certify and affirm that your PFW File is not in dispute, You are not represented by an attorney, and your PFW File has not been discharged in bankruptcy; nor are You a petitioner in any pending bankruptcy proceeding. If You are represented by an attorney, then You now represent You have the approval of your attorney to make this payment.

Payments made via the Electronic Services may be posted to your PFW file as soon as the next business day from when they are received. PFW will not accept liability for a payment not reaching your account due to You entering an incorrect account number or incorrect personal details. PFW will not accept liability if payment is for any reason refused or declined by your bank or credit/debit card supplier. If the bank or card supplier declines payment, PFW is under no obligation to bring this fact to your attention. You should check with your bank or credit/debit card supplier that payment has been deducted from your account. In no event shall partial payments made to your PFW file via the Electronic Services constitute "settlement in full" or "payment in full" unless otherwise agreed to in writing by PFW.

In no event will PFW be liable for any damages whatsoever arising out of the use, inability to use, or the results of use of the Electronic Services, any websites linked to this site, or the materials or information contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages.

If You have more than one PFW file number, please submit your payment on each PFW file separately by returning to the home screen after You complete your payment on your first PFW file and then logging into to your next PFW file.



NOTICES

FDCPA Notice

This communication is from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.

Check Payment Notice

When You provide a check as payment, You authorize PFW either to use information from Your check to make a one-time electronic fund transfer from Your account or to process the payment as a check transaction.

When We use information from Your check to make an electronic fund transfer, funds may be withdrawn from Your account as soon as the same day We receive your payment, and you will not receive your check back from your financial institution.

Payment Options

PFW accepts other methods of payment. If You do not wish to make your payment online, please call us to arrange another payment method at 888-312-8600.

Version: 2.1.1
Version Date: 12/04/18